2015 HRK to RON Historical Review

YEARLY HIGH

0.5943 RON

YEARLY LOW

0.5711 RON

YEARLY AVERAGE

0.5840 RON

2015 HRK to RON Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to RON exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 0.5943. Conversely, the yearly low was recorded on February 4, dropping to 0.5711.

This high-to-low spread represents a total annual volatility of 0.0231 RON. From a start-to-finish perspective, comparing the January average rate of 0.5836 to the December average rate of 0.5900, the exchange rate registered a net change of 1.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5943 was down 0.27% compared to the 2014 peak of 0.5959, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,971 RON

2014 Average 2,911 RON

Yearly Trough Low 2,856 RON

Transaction Impact: A difference of 115.58 RON purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5918

0.5742

JanuMarcMayJulySeptNove

HRK to RON Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5832, compared to 0.5848 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.5832

H2 Avg (Jul–Dec) 0.5848

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.0120 RON (High: 0.5943 / Low: 0.5822). On the other end, August was the most stable month, with a tight range of 0.0068 RON (High: 0.5874 / Low: 0.5806).

November Spread (Volatile) ±0.0120

August Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0079 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0079

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.5851) against the same month in 2014 (average: 0.5774), the exchange rate shifted by +0.0077 (+1.34%).

2015 Avg (November) 0.5851

2014 Avg (November) 0.5774

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5863	0.5764	0.5836
February	0.5796	0.5711	0.5756
March	0.5846	0.5765	0.5807
April	0.5859	0.5744	0.5811
May	0.5908	0.5820	0.5879
June	0.5934	0.5857	0.5903
July	0.5922	0.5804	0.5854
August	0.5874	0.5806	0.5851
September	0.5876	0.5773	0.5827
October	0.5849	0.5776	0.5804
November	0.5943	0.5822	0.5851
December	0.5938	0.5842	0.5900