2022 HRK to RON Historical Review

YEARLY HIGH

0.6600 RON

YEARLY LOW

0.6397 RON

YEARLY AVERAGE

0.6544 RON

2022 HRK to RON Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to RON exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 0.6600. Conversely, the yearly low was recorded on September 3, dropping to 0.6397.

This high-to-low spread represents a total annual volatility of 0.0203 RON. From a start-to-finish perspective, comparing the January average rate of 0.6572 to the December average rate of 0.6521, the exchange rate registered a net change of -0.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.6600 was down 0.27% compared to the 2021 peak of 0.6618, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,300 RON

2021 Average 3,268 RON

Yearly Trough Low 3,199 RON

Transaction Impact: A difference of 101.49 RON purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.6578

0.6502

JanuMarcMayJulySeptNove

HRK to RON Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6557, compared to 0.6530 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.6557

H2 Avg (Jul–Dec) 0.6530

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0203 RON (High: 0.6600 / Low: 0.6397). On the other end, January was the most stable month, with a tight range of 0.0022 RON (High: 0.6583 / Low: 0.6561).

September Spread (Volatile) ±0.0203

January Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0060 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.6525) against the same month in 2021 (average: 0.6600), the exchange rate shifted by -0.0075 (-1.14%).

2022 Avg (September) 0.6525

2021 Avg (September) 0.6600

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6583	0.6561	0.6572
February	0.6581	0.6536	0.6563
March	0.6554	0.6524	0.6537
April	0.6562	0.6506	0.6541
May	0.6577	0.6534	0.6562
June	0.6600	0.6553	0.6570
July	0.6584	0.6542	0.6568
August	0.6567	0.6445	0.6508
September	0.6600	0.6397	0.6525
October	0.6585	0.6464	0.6544
November	0.6578	0.6466	0.6516
December	0.6569	0.6486	0.6521