2014 HRK to RON Historical Review

YEARLY HIGH

0.5959 RON

YEARLY LOW

0.5743 RON

YEARLY AVERAGE

0.5822 RON

2014 HRK to RON Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to RON exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.5959. Conversely, the yearly low was recorded on July 28, dropping to 0.5743.

This high-to-low spread represents a total annual volatility of 0.0216 RON. From a start-to-finish perspective, comparing the January average rate of 0.5924 to the December average rate of 0.5817, the exchange rate registered a net change of -1.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.5959 was down 1.64% compared to the 2013 peak of 0.6058, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,979 RON

2013 Average 2,915 RON

Yearly Trough Low 2,872 RON

Transaction Impact: A difference of 107.75 RON purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.5940

0.5749

JanuMarcMayJulySeptNove

HRK to RON Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5855, compared to 0.5788 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 0.5855

H2 Avg (Jul–Dec) 0.5788

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.0101 RON (High: 0.5844 / Low: 0.5743). On the other end, October was the most stable month, with a tight range of 0.0022 RON (High: 0.5777 / Low: 0.5755).

July Spread (Volatile) ±0.0101

October Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0056 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.5924) against the same month in 2013 (average: 0.5786), the exchange rate shifted by +0.0138 (+2.38%).

2014 Avg (January) 0.5924

2013 Avg (January) 0.5786

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5959	0.5873	0.5924
February	0.5895	0.5836	0.5868
March	0.5921	0.5829	0.5868
April	0.5866	0.5833	0.5850
May	0.5848	0.5786	0.5823
June	0.5813	0.5781	0.5798
July	0.5844	0.5743	0.5793
August	0.5824	0.5758	0.5797
September	0.5805	0.5767	0.5783
October	0.5777	0.5755	0.5765
November	0.5790	0.5756	0.5774
December	0.5854	0.5768	0.5817