2011 HRK to SGD Historical Review

YEARLY HIGH

0.2476 SGD

YEARLY LOW

0.2227 SGD

YEARLY AVERAGE

0.2352 SGD

2011 HRK to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the HRK to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 4, valuing the pair at 0.2476. Conversely, the yearly low was recorded on December 30, dropping to 0.2227.

This high-to-low spread represents a total annual volatility of 0.0250 SGD. From a start-to-finish perspective, comparing the January average rate of 0.2324 to the December average rate of 0.2271, the exchange rate registered a net change of -2.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.2476 was down 10.69% compared to the 2010 peak of 0.2773, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,238 SGD

2010 Average 1,240 SGD

Yearly Trough Low 1,113 SGD

Transaction Impact: A difference of 124.79 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.2464

0.2254

JanuMarcMayJulySeptNove

HRK to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2386, compared to 0.2317 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0069 points.

H1 Avg (Jan–Jun) 0.2386

H2 Avg (Jul–Dec) 0.2317

Volatility Range Comparison

Volatility

The most volatile month in 2011 was May, with a trading range of 0.0119 SGD (High: 0.2476 / Low: 0.2357). On the other end, February was the most stable month, with a tight range of 0.0044 SGD (High: 0.2370 / Low: 0.2326).

May Spread (Volatile) ±0.0119

February Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0062 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2011: 0.2398) against the same month in 2010 (average: 0.2416), the exchange rate shifted by -0.0018 (-0.75%).

2011 Avg (May) 0.2398

2010 Avg (May) 0.2416

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2366	0.2264	0.2324
February	0.2370	0.2326	0.2349
March	0.2442	0.2366	0.2403
April	0.2471	0.2419	0.2447
May	0.2476	0.2357	0.2398
June	0.2424	0.2364	0.2397
July	0.2406	0.2298	0.2339
August	0.2342	0.2296	0.2323
September	0.2352	0.2249	0.2297
October	0.2360	0.2312	0.2341
November	0.2359	0.2298	0.2333
December	0.2310	0.2227	0.2271