2019 HRK to SGD Historical Review

YEARLY HIGH

0.2111 SGD

YEARLY LOW

0.2014 SGD

YEARLY AVERAGE

0.2059 SGD

2019 HRK to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.2111. Conversely, the yearly low was recorded on November 12, dropping to 0.2014.

This high-to-low spread represents a total annual volatility of 0.0097 SGD. From a start-to-finish perspective, comparing the January average rate of 0.2085 to the December average rate of 0.2025, the exchange rate registered a net change of -2.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.2111 was down 4.85% compared to the 2018 peak of 0.2219, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,055 SGD

2018 Average 1,074 SGD

Yearly Trough Low 1,007 SGD

Transaction Impact: A difference of 48.62 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.2091

0.2017

JanuMarcMayJulySeptNove

HRK to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2069, compared to 0.2048 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.2069

H2 Avg (Jul–Dec) 0.2048

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0051 SGD (High: 0.2111 / Low: 0.2060). On the other end, July was the most stable month, with a tight range of 0.0013 SGD (High: 0.2071 / Low: 0.2058).

August Spread (Volatile) ±0.0051

July Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0032 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.2085) against the same month in 2018 (average: 0.2127), the exchange rate shifted by -0.0042 (-1.97%).

2019 Avg (August) 0.2085

2018 Avg (August) 0.2127

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2109	0.2070	0.2085
February	0.2087	0.2062	0.2072
March	0.2074	0.2043	0.2061
April	0.2059	0.2044	0.2050
May	0.2077	0.2054	0.2068
June	0.2085	0.2066	0.2078
July	0.2071	0.2058	0.2066
August	0.2111	0.2060	0.2085
September	0.2073	0.2033	0.2053
October	0.2047	0.2027	0.2038
November	0.2035	0.2014	0.2023
December	0.2035	0.2016	0.2025