2015 HRK to SGD Historical Review

YEARLY HIGH

0.2155 SGD

YEARLY LOW

0.1899 SGD

YEARLY AVERAGE

0.2005 SGD

2015 HRK to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.2155. Conversely, the yearly low was recorded on April 26, dropping to 0.1899.

This high-to-low spread represents a total annual volatility of 0.0255 SGD. From a start-to-finish perspective, comparing the January average rate of 0.2023 to the December average rate of 0.2009, the exchange rate registered a net change of -0.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2155 was down 6.32% compared to the 2014 peak of 0.2300, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,077 SGD

2014 Average 1,102 SGD

Yearly Trough Low 950 SGD

Transaction Impact: A difference of 127.67 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2114

0.1902

JanuMarcMayJulySeptNove

HRK to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1976, compared to 0.2033 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.1976

H2 Avg (Jul–Dec) 0.2033

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0171 SGD (High: 0.2155 / Low: 0.1984). On the other end, February was the most stable month, with a tight range of 0.0032 SGD (High: 0.2012 / Low: 0.1980).

August Spread (Volatile) ±0.0171

February Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0066 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.2059) against the same month in 2014 (average: 0.2179), the exchange rate shifted by -0.0120 (-5.51%).

2015 Avg (August) 0.2059

2014 Avg (August) 0.2179

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2089	0.1953	0.2023
February	0.2012	0.1980	0.1997
March	0.1990	0.1915	0.1952
April	0.1953	0.1899	0.1920
May	0.2008	0.1944	0.1970
June	0.2017	0.1957	0.1995
July	0.1996	0.1953	0.1974
August	0.2155	0.1984	0.2059
September	0.2122	0.2068	0.2096
October	0.2107	0.2017	0.2063
November	0.2034	0.1956	0.1997
December	0.2035	0.1957	0.2009