2016 HRK to SGD Historical Review

YEARLY HIGH

0.2085 SGD

YEARLY LOW

0.1985 SGD

YEARLY AVERAGE

0.2029 SGD

2016 HRK to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 0.2085. Conversely, the yearly low was recorded on July 17, dropping to 0.1985.

This high-to-low spread represents a total annual volatility of 0.0099 SGD. From a start-to-finish perspective, comparing the January average rate of 0.2032 to the December average rate of 0.2009, the exchange rate registered a net change of -1.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2085 was down 3.25% compared to the 2015 peak of 0.2155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,042 SGD

2015 Average 1,002 SGD

Yearly Trough Low 993 SGD

Transaction Impact: A difference of 49.60 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2071

0.1988

JanuMarcMayJulySeptNove

HRK to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2038, compared to 0.2020 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.2038

H2 Avg (Jul–Dec) 0.2020

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0071 SGD (High: 0.2059 / Low: 0.1989). On the other end, July was the most stable month, with a tight range of 0.0020 SGD (High: 0.2006 / Low: 0.1985).

June Spread (Volatile) ±0.0071

July Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0040 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0040

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.2065) against the same month in 2015 (average: 0.1970), the exchange rate shifted by +0.0094 (+4.79%).

2016 Avg (May) 0.2065

2015 Avg (May) 0.1970

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2061	0.2009	0.2032
February	0.2061	0.2008	0.2043
March	0.2039	0.1994	0.2022
April	0.2052	0.2026	0.2043
May	0.2085	0.2046	0.2065
June	0.2059	0.1989	0.2025
July	0.2006	0.1985	0.1995
August	0.2043	0.1997	0.2020
September	0.2048	0.2020	0.2034
October	0.2052	0.2018	0.2035
November	0.2053	0.2009	0.2027
December	0.2023	0.1992	0.2009