2014 HRK to SGD Historical Review

YEARLY HIGH

0.2300 SGD

YEARLY LOW

0.2092 SGD

YEARLY AVERAGE

0.2205 SGD

2014 HRK to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.2300. Conversely, the yearly low was recorded on November 12, dropping to 0.2092.

This high-to-low spread represents a total annual volatility of 0.0207 SGD. From a start-to-finish perspective, comparing the January average rate of 0.2270 to the December average rate of 0.2113, the exchange rate registered a net change of -6.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2300 was up 0.41% compared to the 2013 peak of 0.2291, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,150 SGD

2013 Average 1,097 SGD

Yearly Trough Low 1,046 SGD

Transaction Impact: A difference of 103.75 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2307

0.2089

JanuMarcMayJulySeptNove

HRK to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2267, compared to 0.2143 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0124 points.

H1 Avg (Jan–Jun) 0.2267

H2 Avg (Jul–Dec) 0.2143

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.0069 SGD (High: 0.2250 / Low: 0.2181). On the other end, April was the most stable month, with a tight range of 0.0027 SGD (High: 0.2287 / Low: 0.2260).

July Spread (Volatile) ±0.0069

April Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0043 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.2288) against the same month in 2013 (average: 0.2128), the exchange rate shifted by +0.0160 (+7.52%).

2014 Avg (March) 0.2288

2013 Avg (March) 0.2128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2289	0.2254	0.2270
February	0.2282	0.2242	0.2260
March	0.2300	0.2262	0.2288
April	0.2287	0.2260	0.2272
May	0.2291	0.2248	0.2264
June	0.2262	0.2232	0.2246
July	0.2250	0.2181	0.2211
August	0.2196	0.2152	0.2179
September	0.2161	0.2109	0.2136
October	0.2126	0.2099	0.2110
November	0.2131	0.2092	0.2107
December	0.2131	0.2095	0.2113