2012 HRK to SRD Historical Review

YEARLY HIGH

0.5830 SRD

YEARLY LOW

0.5275 SRD

YEARLY AVERAGE

0.5600 SRD

2012 HRK to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.5830. Conversely, the yearly low was recorded on July 24, dropping to 0.5275.

This high-to-low spread represents a total annual volatility of 0.0555 SRD. From a start-to-finish perspective, comparing the January average rate of 0.5582 to the December average rate of 0.5711, the exchange rate registered a net change of 2.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.5830 was down 11.76% compared to the 2011 peak of 0.6607, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,915 SRD

2011 Average 3,020 SRD

Yearly Trough Low 2,637 SRD

Transaction Impact: A difference of 277.40 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.5778

0.5329

JanuMarcMayJulySeptNove

HRK to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5625, compared to 0.5574 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.5625

H2 Avg (Jul–Dec) 0.5574

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0407 SRD (High: 0.5780 / Low: 0.5374). On the other end, October was the most stable month, with a tight range of 0.0130 SRD (High: 0.5740 / Low: 0.5610).

May Spread (Volatile) ±0.0407

October Spread (Stable) ±0.0130

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0184 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0184

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.5736) against the same month in 2011 (average: 0.6197), the exchange rate shifted by -0.0461 (-7.44%).

2012 Avg (March) 0.5736

2011 Avg (March) 0.6197

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5702	0.5467	0.5582
February	0.5830	0.5610	0.5702
March	0.5830	0.5653	0.5736
April	0.5828	0.5693	0.5741
May	0.5780	0.5374	0.5557
June	0.5501	0.5356	0.5434
July	0.5500	0.5275	0.5367
August	0.5521	0.5359	0.5437
September	0.5828	0.5512	0.5684
October	0.5740	0.5610	0.5668
November	0.5654	0.5519	0.5579
December	0.5771	0.5637	0.5711