YEARLY HIGH
3.4111 SRD
YEARLY LOW
2.1920 SRD
YEARLY AVERAGE
2.8501 SRD

2021 HRK to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 13, valuing the pair at 3.4111. Conversely, the yearly low was recorded on March 30, dropping to 2.1920.

This high-to-low spread represents a total annual volatility of 1.2191 SRD. From a start-to-finish perspective, comparing the January average rate of 2.2777 to the December average rate of 3.1854, the exchange rate registered a net change of 39.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.4111 was up 47.92% compared to the 2020 peak of 2.3060, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,055 SRD
2020 Average 7,103 SRD
Yearly Trough Low 10,960 SRD
Transaction Impact: A difference of 6,095.40 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.4721
2.1082
JanuMarcMayJulySeptNove

HRK to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3993, compared to 3.3010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9017 points.

H1 Avg (Jan–Jun) 2.3993
H2 Avg (Jul–Dec) 3.3010

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 1.1234 SRD (High: 3.4111 / Low: 2.2877). On the other end, February was the most stable month, with a tight range of 0.0374 SRD (High: 2.2743 / Low: 2.2369).

June Spread (Volatile) ±1.1234
February Spread (Stable) ±0.0374

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0767 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0767

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 3.1141) against the same month in 2020 (average: 1.1089), the exchange rate shifted by +2.0051 (+180.82%).

2021 Avg (June) 3.1141
2020 Avg (June) 1.1089

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.3101 2.2624 2.2777
February 2.2743 2.2369 2.2603
March 2.2567 2.1920 2.2218
April 2.2721 2.1977 2.2366
May 2.3072 2.2542 2.2853
June 3.4111 2.2877 3.1141
July 3.3866 3.2948 3.3348
August 3.3910 3.3322 3.3584
September 3.3904 3.3058 3.3571
October 3.3359 3.2900 3.3081
November 3.3250 3.2019 3.2621
December 3.2451 2.9306 3.1854