2015 HRK to SRD Historical Review

YEARLY HIGH

0.5715 SRD

YEARLY LOW

0.4516 SRD

YEARLY AVERAGE

0.4862 SRD

2015 HRK to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.5715. Conversely, the yearly low was recorded on March 15, dropping to 0.4516.

This high-to-low spread represents a total annual volatility of 0.1199 SRD. From a start-to-finish perspective, comparing the January average rate of 0.4990 to the December average rate of 0.5422, the exchange rate registered a net change of 8.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5715 was down 5.28% compared to the 2014 peak of 0.6034, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,858 SRD

2014 Average 2,868 SRD

Yearly Trough Low 2,258 SRD

Transaction Impact: A difference of 599.51 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5501

0.4553

JanuMarcMayJulySeptNove

HRK to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4831, compared to 0.4893 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.4831

H2 Avg (Jul–Dec) 0.4893

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.1164 SRD (High: 0.5715 / Low: 0.4551). On the other end, September was the most stable month, with a tight range of 0.0123 SRD (High: 0.4932 / Low: 0.4809).

December Spread (Volatile) ±0.1164

September Spread (Stable) ±0.0123

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0210 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0210

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.5422) against the same month in 2014 (average: 0.5285), the exchange rate shifted by +0.0137 (+2.60%).

2015 Avg (December) 0.5422

2014 Avg (December) 0.5285

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5172	0.4773	0.4990
February	0.4944	0.4789	0.4867
March	0.4792	0.4516	0.4659
April	0.4845	0.4646	0.4709
May	0.5039	0.4771	0.4891
June	0.4924	0.4787	0.4871
July	0.4832	0.4680	0.4765
August	0.5015	0.4722	0.4836
September	0.4932	0.4809	0.4863
October	0.4939	0.4733	0.4842
November	0.4772	0.4539	0.4632
December	0.5715	0.4551	0.5422