YEARLY HIGH
4.5169 SRD
YEARLY LOW
2.8796 SRD
YEARLY AVERAGE
3.3725 SRD

2022 HRK to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.5169. Conversely, the yearly low was recorded on April 28, dropping to 2.8796.

This high-to-low spread represents a total annual volatility of 1.6373 SRD. From a start-to-finish perspective, comparing the January average rate of 3.1833 to the December average rate of 4.4461, the exchange rate registered a net change of 39.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.5169 was up 32.42% compared to the 2021 peak of 3.4111, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 22,585 SRD
2021 Average 14,267 SRD
Yearly Trough Low 14,398 SRD
Transaction Impact: A difference of 8,186.32 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.5966
2.7898
JanuMarcMayJulySeptNove

HRK to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0419, compared to 3.7031 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6612 points.

H1 Avg (Jan–Jun) 3.0419
H2 Avg (Jul–Dec) 3.7031

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.5497 SRD (High: 4.3683 / Low: 3.8185). On the other end, March was the most stable month, with a tight range of 0.0922 SRD (High: 3.0457 / Low: 2.9534).

November Spread (Volatile) ±0.5497
March Spread (Stable) ±0.0922

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1062 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 4.4461) against the same month in 2021 (average: 3.1854), the exchange rate shifted by +1.2606 (+39.57%).

2022 Avg (December) 4.4461
2021 Avg (December) 3.1854

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2397 3.1006 3.1833
February 3.1788 3.0328 3.1027
March 3.0457 2.9534 2.9965
April 3.0280 2.8796 2.9664
May 3.0067 2.8852 2.9404
June 3.1155 2.9861 3.0621
July 3.2908 3.0000 3.1039
August 3.4088 3.2037 3.2918
September 3.7292 3.3452 3.5582
October 3.8743 3.5606 3.7075
November 4.3683 3.8185 4.1110
December 4.5169 4.3751 4.4461