YEARLY HIGH
6.1702 SRD
YEARLY LOW
4.7729 SRD
YEARLY AVERAGE
5.5934 SRD

2025 HRK to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 27, valuing the pair at 6.1702. Conversely, the yearly low was recorded on January 12, dropping to 4.7729.

This high-to-low spread represents a total annual volatility of 1.3972 SRD. From a start-to-finish perspective, comparing the January average rate of 4.8196 to the December average rate of 5.9855, the exchange rate registered a net change of 24.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 6.1702 was up 14.63% compared to the 2024 peak of 5.3827, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 30,851 SRD
2024 Average 23,776 SRD
Yearly Trough Low 23,865 SRD
Transaction Impact: A difference of 6,986.24 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

6.1353
4.6999
JanuMarcMayJulySeptNove

HRK to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2703, compared to 5.9166 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6463 points.

H1 Avg (Jan–Jun) 5.2703
H2 Avg (Jul–Dec) 5.9166

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.4432 SRD (High: 5.6808 / Low: 5.2375). On the other end, November was the most stable month, with a tight range of 0.0875 SRD (High: 5.9561 / Low: 5.8686).

April Spread (Volatile) ±0.4432
November Spread (Stable) ±0.0875

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1000 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 6.0156) against the same month in 2024 (average: 4.7016), the exchange rate shifted by +1.3141 (+27.95%).

2025 Avg (October) 6.0156
2024 Avg (October) 4.7016

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8900 4.7729 4.8196
February 4.9506 4.7742 4.8747
March 5.2869 4.8816 5.1780
April 5.6808 5.2375 5.4733
May 5.6183 5.3312 5.4952
June 5.9803 5.5878 5.7810
July 5.8486 5.5623 5.7445
August 5.9896 5.6654 5.8266
September 6.1327 5.8621 6.0116
October 6.1702 5.8880 6.0156
November 5.9561 5.8686 5.9156
December 6.0316 5.9366 5.9855