2012 HRK to SZL Historical Review

YEARLY HIGH

1.5325 SZL

YEARLY LOW

1.3042 SZL

YEARLY AVERAGE

1.4031 SZL

2012 HRK to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 1.5325. Conversely, the yearly low was recorded on February 6, dropping to 1.3042.

This high-to-low spread represents a total annual volatility of 0.2283 SZL. From a start-to-finish perspective, comparing the January average rate of 1.3677 to the December average rate of 1.5025, the exchange rate registered a net change of 9.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.5325 was up 0.50% compared to the 2011 peak of 1.5248, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,662 SZL

2011 Average 6,765 SZL

Yearly Trough Low 6,521 SZL

Transaction Impact: A difference of 1,141.64 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.5196

1.3148

JanuMarcMayJulySeptNove

HRK to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3643, compared to 1.4418 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0775 points.

H1 Avg (Jan–Jun) 1.3643

H2 Avg (Jul–Dec) 1.4418

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0968 SZL (High: 1.4239 / Low: 1.3270). On the other end, January was the most stable month, with a tight range of 0.0404 SZL (High: 1.3928 / Low: 1.3524).

August Spread (Volatile) ±0.0968

January Spread (Stable) ±0.0404

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0416 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0416

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.5025) against the same month in 2011 (average: 1.4355), the exchange rate shifted by +0.0670 (+4.67%).

2012 Avg (December) 1.5025

2011 Avg (December) 1.4355

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3928	1.3524	1.3677
February	1.3532	1.3042	1.3355
March	1.3606	1.3094	1.3319
April	1.4040	1.3560	1.3727
May	1.4059	1.3488	1.3850
June	1.4136	1.3729	1.3932
July	1.3756	1.3309	1.3516
August	1.4239	1.3270	1.3698
September	1.4680	1.4052	1.4355
October	1.5322	1.4452	1.4951
November	1.5236	1.4694	1.4965
December	1.5325	1.4788	1.5025