2018 HRK to SZL Historical Review

YEARLY HIGH

2.4270 SZL

YEARLY LOW

1.9111 SZL

YEARLY AVERAGE

2.1030 SZL

2018 HRK to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 2.4270. Conversely, the yearly low was recorded on February 26, dropping to 1.9111.

This high-to-low spread represents a total annual volatility of 0.5159 SZL. From a start-to-finish perspective, comparing the January average rate of 2.0016 to the December average rate of 2.1875, the exchange rate registered a net change of 9.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 2.4270 was up 7.56% compared to the 2017 peak of 2.2563, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,135 SZL

2017 Average 10,080 SZL

Yearly Trough Low 9,555 SZL

Transaction Impact: A difference of 2,579.53 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

2.3467

1.9301

JanuMarcMayJulySeptNove

HRK to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0059, compared to 2.2002 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1943 points.

H1 Avg (Jan–Jun) 2.0059

H2 Avg (Jul–Dec) 2.2002

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.2153 SZL (High: 2.4270 / Low: 2.2117). On the other end, January was the most stable month, with a tight range of 0.0577 SZL (High: 2.0309 / Low: 1.9732).

September Spread (Volatile) ±0.2153

January Spread (Stable) ±0.0577

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0912 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0912

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 2.3120) against the same month in 2017 (average: 2.0990), the exchange rate shifted by +0.2130 (+10.15%).

2018 Avg (September) 2.3120

2017 Avg (September) 2.0990

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0309	1.9732	2.0016
February	2.0281	1.9111	1.9668
March	1.9972	1.9358	1.9648
April	2.0419	1.9526	2.0000
May	2.0416	1.9554	2.0057
June	2.1795	1.9940	2.0963
July	2.1820	2.0693	2.1196
August	2.2846	2.0748	2.1781
September	2.4270	2.2117	2.3120
October	2.3122	2.1870	2.2476
November	2.2306	2.1044	2.1564
December	2.2405	2.0919	2.1875