2015 HRK to SZL Historical Review

YEARLY HIGH

2.2773 SZL

YEARLY LOW

1.6578 SZL

YEARLY AVERAGE

1.8608 SZL

2015 HRK to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 2.2773. Conversely, the yearly low was recorded on January 25, dropping to 1.6578.

This high-to-low spread represents a total annual volatility of 0.6195 SZL. From a start-to-finish perspective, comparing the January average rate of 1.7504 to the December average rate of 2.1472, the exchange rate registered a net change of 22.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.2773 was up 13.97% compared to the 2014 peak of 1.9981, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,386 SZL

2014 Average 9,433 SZL

Yearly Trough Low 8,289 SZL

Transaction Impact: A difference of 3,097.42 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.1913

1.6628

JanuMarcMayJulySeptNove

HRK to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7448, compared to 1.9768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2320 points.

H1 Avg (Jan–Jun) 1.7448

H2 Avg (Jul–Dec) 1.9768

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.2805 SZL (High: 2.2773 / Low: 1.9968). On the other end, March was the most stable month, with a tight range of 0.0371 SZL (High: 1.7296 / Low: 1.6925).

December Spread (Volatile) ±0.2805

March Spread (Stable) ±0.0371

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0429 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0429

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 2.1472) against the same month in 2014 (average: 1.8467), the exchange rate shifted by +0.3006 (+16.28%).

2015 Avg (December) 2.1472

2014 Avg (December) 1.8467

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8325	1.6578	1.7504
February	1.7297	1.6814	1.7075
March	1.7296	1.6925	1.7118
April	1.7545	1.6781	1.7068
May	1.7933	1.7330	1.7678
June	1.8627	1.7688	1.8246
July	1.8414	1.7638	1.8066
August	2.0133	1.8316	1.9001
September	2.0650	1.9745	2.0214
October	2.0389	1.9466	1.9876
November	2.0322	1.9532	1.9982
December	2.2773	1.9968	2.1472