2016 HRK to SZL Historical Review

YEARLY HIGH

2.3942 SZL

YEARLY LOW

1.9034 SZL

YEARLY AVERAGE

2.1615 SZL

2016 HRK to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 2.3942. Conversely, the yearly low was recorded on December 29, dropping to 1.9034.

This high-to-low spread represents a total annual volatility of 0.4908 SZL. From a start-to-finish perspective, comparing the January average rate of 2.3097 to the December average rate of 1.9407, the exchange rate registered a net change of -15.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.3942 was up 5.14% compared to the 2015 peak of 2.2773, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,971 SZL

2015 Average 9,309 SZL

Yearly Trough Low 9,517 SZL

Transaction Impact: A difference of 2,454.09 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.3466

1.9038

JanuMarcMayJulySeptNove

HRK to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2739, compared to 2.0490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2249 points.

H1 Avg (Jan–Jun) 2.2739

H2 Avg (Jul–Dec) 2.0490

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.1913 SZL (High: 2.3942 / Low: 2.2029). On the other end, December was the most stable month, with a tight range of 0.0819 SZL (High: 1.9852 / Low: 1.9034).

January Spread (Volatile) ±0.1913

December Spread (Stable) ±0.0819

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1259 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1259

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 2.3097) against the same month in 2015 (average: 1.7504), the exchange rate shifted by +0.5593 (+31.95%).

2016 Avg (January) 2.3097

2015 Avg (January) 1.7504

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3942	2.2029	2.3097
February	2.3666	2.2051	2.2982
March	2.3281	2.2205	2.2648
April	2.3076	2.1470	2.2105
May	2.3553	2.1642	2.3055
June	2.3323	2.1816	2.2548
July	2.1897	2.0843	2.1289
August	2.1572	1.9883	2.0596
September	2.1849	2.0258	2.1063
October	2.1045	1.9833	2.0501
November	2.0725	1.9565	2.0083
December	1.9852	1.9034	1.9407