2014 HRK to SZL Historical Review

YEARLY HIGH

1.9981 SZL

YEARLY LOW

1.7683 SZL

YEARLY AVERAGE

1.8869 SZL

2014 HRK to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 1.9981. Conversely, the yearly low was recorded on November 23, dropping to 1.7683.

This high-to-low spread represents a total annual volatility of 0.2298 SZL. From a start-to-finish perspective, comparing the January average rate of 1.9371 to the December average rate of 1.8467, the exchange rate registered a net change of -4.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.9981 was up 5.58% compared to the 2013 peak of 1.8926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,991 SZL

2013 Average 8,460 SZL

Yearly Trough Low 8,842 SZL

Transaction Impact: A difference of 1,149.06 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.9749

1.7870

JanuMarcMayJulySeptNove

HRK to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9241, compared to 1.8497 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0744 points.

H1 Avg (Jan–Jun) 1.9241

H2 Avg (Jul–Dec) 1.8497

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.1129 SZL (High: 1.9033 / Low: 1.7904). On the other end, June was the most stable month, with a tight range of 0.0386 SZL (High: 1.9315 / Low: 1.8929).

December Spread (Volatile) ±0.1129

June Spread (Stable) ±0.0386

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0356 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0356

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 1.9371) against the same month in 2013 (average: 1.5407), the exchange rate shifted by +0.3964 (+25.73%).

2014 Avg (January) 1.9371

2013 Avg (January) 1.5407

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9981	1.8988	1.9371
February	1.9839	1.9232	1.9593
March	1.9659	1.9013	1.9396
April	1.9374	1.8893	1.9111
May	1.9274	1.8516	1.8826
June	1.9315	1.8929	1.9150
July	1.9330	1.8523	1.8971
August	1.8786	1.8361	1.8615
September	1.8759	1.8185	1.8562
October	1.8622	1.7921	1.8343
November	1.8279	1.7683	1.8026
December	1.9033	1.7904	1.8467