YEARLY HIGH
4.2159 UAH
YEARLY LOW
2.2941 UAH
YEARLY AVERAGE
3.1824 UAH

2015 HRK to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 4.2159. Conversely, the yearly low was recorded on January 26, dropping to 2.2941.

This high-to-low spread represents a total annual volatility of 1.9218 UAH. From a start-to-finish perspective, comparing the January average rate of 2.3971 to the December average rate of 3.3465, the exchange rate registered a net change of 39.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.2159 was up 63.62% compared to the 2014 peak of 2.5766, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 21,079 UAH
2014 Average 10,395 UAH
Yearly Trough Low 11,470 UAH
Transaction Impact: A difference of 9,609.21 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.7188
2.2769
JanuMarcMayJulySeptNove

HRK to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1218, compared to 3.2430 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1212 points.

H1 Avg (Jan–Jun) 3.1218
H2 Avg (Jul–Dec) 3.2430

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 1.8563 UAH (High: 4.2159 / Low: 2.3595). On the other end, November was the most stable month, with a tight range of 0.1604 UAH (High: 3.3673 / Low: 3.2069).

February Spread (Volatile) ±1.8563
November Spread (Stable) ±0.1604

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3244 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3244

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 3.5987) against the same month in 2014 (average: 1.5865), the exchange rate shifted by +2.0122 (+126.83%).

2015 Avg (February) 3.5987
2014 Avg (February) 1.5865

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.4989 2.2941 2.3971
February 4.2159 2.3595 3.5987
March 3.9804 2.9785 3.2742
April 3.3546 2.9797 3.2155
May 3.2846 3.0232 3.0948
June 3.2707 3.0458 3.1505
July 3.2311 3.0671 3.1660
August 3.4412 3.0666 3.1954
September 3.3010 3.1028 3.2289
October 3.3507 3.0925 3.2254
November 3.3673 3.2069 3.2958
December 3.4318 3.2668 3.3465