YEARLY HIGH
4.8474 UAH
YEARLY LOW
4.0768 UAH
YEARLY AVERAGE
4.3298 UAH

2018 HRK to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 4.8474. Conversely, the yearly low was recorded on June 14, dropping to 4.0768.

This high-to-low spread represents a total annual volatility of 0.7705 UAH. From a start-to-finish perspective, comparing the January average rate of 4.6748 to the December average rate of 4.2627, the exchange rate registered a net change of -8.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 4.8474 was up 6.72% compared to the 2017 peak of 4.5420, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 24,237 UAH
2017 Average 20,132 UAH
Yearly Trough Low 20,384 UAH
Transaction Impact: A difference of 3,852.72 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

4.7275
4.0956
JanuMarcMayJulySeptNove

HRK to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3681, compared to 4.2915 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0765 points.

H1 Avg (Jan–Jun) 4.3681
H2 Avg (Jul–Dec) 4.2915

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.3293 UAH (High: 4.8474 / Low: 4.5181). On the other end, September was the most stable month, with a tight range of 0.0641 UAH (High: 4.4523 / Low: 4.3882).

January Spread (Volatile) ±0.3293
September Spread (Stable) ±0.0641

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1668 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1668

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 4.6748) against the same month in 2017 (average: 3.8468), the exchange rate shifted by +0.8280 (+21.52%).

2018 Avg (January) 4.6748
2017 Avg (January) 3.8468

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8474 4.5181 4.6748
February 4.6859 4.4104 4.5080
March 4.4413 4.3004 4.3621
April 4.3916 4.2781 4.3276
May 4.2861 4.0775 4.1875
June 4.1785 4.0768 4.1482
July 4.2399 4.1338 4.1693
August 4.4301 4.1706 4.2761
September 4.4523 4.3882 4.4208
October 4.3958 4.2857 4.3479
November 4.3509 4.2204 4.2725
December 4.3362 4.2048 4.2627