YEARLY HIGH
4.0156 UAH
YEARLY LOW
3.2959 UAH
YEARLY AVERAGE
3.7567 UAH

2016 HRK to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on September 11, valuing the pair at 4.0156. Conversely, the yearly low was recorded on January 12, dropping to 3.2959.

This high-to-low spread represents a total annual volatility of 0.7197 UAH. From a start-to-finish perspective, comparing the January average rate of 3.4508 to the December average rate of 3.6746, the exchange rate registered a net change of 6.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.0156 was down 4.75% compared to the 2015 peak of 4.2159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 20,078 UAH
2015 Average 15,893 UAH
Yearly Trough Low 16,479 UAH
Transaction Impact: A difference of 3,598.58 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.9741
3.4032
JanuMarcMayJulySeptNove

HRK to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7606, compared to 3.7527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0079 points.

H1 Avg (Jan–Jun) 3.7606
H2 Avg (Jul–Dec) 3.7527

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.3362 UAH (High: 3.6321 / Low: 3.2959). On the other end, July was the most stable month, with a tight range of 0.0644 UAH (High: 3.7057 / Low: 3.6412).

January Spread (Volatile) ±0.3362
July Spread (Stable) ±0.0644

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1422 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1422

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 3.9265) against the same month in 2015 (average: 3.2289), the exchange rate shifted by +0.6976 (+21.61%).

2016 Avg (September) 3.9265
2015 Avg (September) 3.2289

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6321 3.2959 3.4508
February 3.9383 3.6328 3.8500
March 3.9852 3.7310 3.8682
April 3.9628 3.8008 3.8662
May 3.8551 3.7293 3.8008
June 3.7850 3.6437 3.7277
July 3.7057 3.6412 3.6699
August 3.8972 3.6831 3.7661
September 4.0156 3.8396 3.9265
October 3.8765 3.7175 3.7843
November 3.7916 3.5929 3.6948
December 3.7909 3.6195 3.6746