YEARLY HIGH
4.3829 UAH
YEARLY LOW
3.4573 UAH
YEARLY AVERAGE
3.8993 UAH

2019 HRK to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 4.3829. Conversely, the yearly low was recorded on December 26, dropping to 3.4573.

This high-to-low spread represents a total annual volatility of 0.9256 UAH. From a start-to-finish perspective, comparing the January average rate of 4.2877 to the December average rate of 3.5174, the exchange rate registered a net change of -17.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 4.3829 was down 9.58% compared to the 2018 peak of 4.8474, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 21,915 UAH
2018 Average 21,644 UAH
Yearly Trough Low 17,287 UAH
Transaction Impact: A difference of 4,628.15 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

4.3647
3.4403
JanuMarcMayJulySeptNove

HRK to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0988, compared to 3.6998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3990 points.

H1 Avg (Jan–Jun) 4.0988
H2 Avg (Jul–Dec) 3.6998

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 0.2491 UAH (High: 4.0126 / Low: 3.7635). On the other end, December was the most stable month, with a tight range of 0.1150 UAH (High: 3.5723 / Low: 3.4573).

July Spread (Volatile) ±0.2491
December Spread (Stable) ±0.1150

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1322 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1322

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 4.2877) against the same month in 2018 (average: 4.6748), the exchange rate shifted by -0.3872 (-8.28%).

2019 Avg (January) 4.2877
2018 Avg (January) 4.6748

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3829 4.2210 4.2877
February 4.2851 4.1140 4.1576
March 4.1836 3.9812 4.0900
April 4.1131 3.9667 4.0456
May 4.0540 3.9354 3.9790
June 4.1175 3.9918 4.0332
July 4.0126 3.7635 3.9010
August 3.8798 3.7455 3.8001
September 3.7670 3.5523 3.6756
October 3.7638 3.6069 3.6915
November 3.7172 3.5474 3.6134
December 3.5723 3.4573 3.5174