YEARLY HIGH
6.1467 UAH
YEARLY LOW
5.3604 UAH
YEARLY AVERAGE
5.7681 UAH

2024 HRK to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on September 19, valuing the pair at 6.1467. Conversely, the yearly low was recorded on February 5, dropping to 5.3604.

This high-to-low spread represents a total annual volatility of 0.7863 UAH. From a start-to-finish perspective, comparing the January average rate of 5.4786 to the December average rate of 5.8058, the exchange rate registered a net change of 5.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 6.1467 was up 9.37% compared to the 2023 peak of 5.6198, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 30,733 UAH
2023 Average 26,416 UAH
Yearly Trough Low 26,802 UAH
Transaction Impact: A difference of 3,931.28 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

6.1484
5.3781
JanuMarcMayJulySeptNove

HRK to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.5986, compared to 5.9376 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3390 points.

H1 Avg (Jan–Jun) 5.5986
H2 Avg (Jul–Dec) 5.9376

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.2990 UAH (High: 6.0181 / Low: 5.7192). On the other end, December was the most stable month, with a tight range of 0.0762 UAH (High: 5.8427 / Low: 5.7665).

November Spread (Volatile) ±0.2990
December Spread (Stable) ±0.0762

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1311 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1311

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 6.0842) against the same month in 2023 (average: 5.2305), the exchange rate shifted by +0.8537 (+16.32%).

2024 Avg (September) 6.0842
2023 Avg (September) 5.2305

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5854 5.3746 5.4786
February 5.5478 5.3604 5.4423
March 5.6828 5.4739 5.5836
April 5.6437 5.5399 5.6022
May 5.8370 5.6060 5.7023
June 5.8462 5.7321 5.7828
July 6.0201 5.7917 5.9062
August 6.1348 5.8888 6.0241
September 6.1467 6.0261 6.0842
October 6.0625 5.9015 5.9682
November 6.0181 5.7192 5.8371
December 5.8427 5.7665 5.8058