YEARLY HIGH
89.0645 XOF
YEARLY LOW
86.0621 XOF
YEARLY AVERAGE
87.2272 XOF

2012 HRK to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 89.0645. Conversely, the yearly low was recorded on July 29, dropping to 86.0621.

This high-to-low spread represents a total annual volatility of 3.0025 XOF. From a start-to-finish perspective, comparing the January average rate of 86.7941 to the December average rate of 87.1327, the exchange rate registered a net change of 0.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 89.0645 was down 1.37% compared to the 2011 peak of 90.3027, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 445,323 XOF
2011 Average 441,085 XOF
Yearly Trough Low 430,310 XOF
Transaction Impact: A difference of 15,012.34 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

88.4920
86.3852
JanuMarcMayJulySeptNove

HRK to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.9781, compared to 87.4763 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4983 points.

H1 Avg (Jan–Jun) 86.9781
H2 Avg (Jul–Dec) 87.4763

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 1.7287 XOF (High: 87.7908 / Low: 86.0621). On the other end, November was the most stable month, with a tight range of 0.6889 XOF (High: 87.2979 / Low: 86.6090).

July Spread (Volatile) ±1.7287
November Spread (Stable) ±0.6889

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.9493 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.9493

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 88.3164) against the same month in 2011 (average: 87.1509), the exchange rate shifted by +1.1654 (+1.34%).

2012 Avg (September) 88.3164
2011 Avg (September) 87.1509

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 87.1431 86.3967 86.7941
February 87.1722 86.2799 86.5607
March 87.3616 86.6624 87.0320
April 88.0169 86.9775 87.5339
May 87.5113 86.4311 87.0200
June 87.3334 86.5558 86.9277
July 87.7908 86.0621 87.3648
August 88.0462 86.8732 87.6652
September 89.0645 87.7231 88.3164
October 88.2993 86.5935 87.3671
November 87.2979 86.6090 87.0119
December 87.4349 86.7191 87.1327