YEARLY HIGH
89.3513 XOF
YEARLY LOW
87.7907 XOF
YEARLY AVERAGE
88.4055 XOF

2019 HRK to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 89.3513. Conversely, the yearly low was recorded on August 5, dropping to 87.7907.

This high-to-low spread represents a total annual volatility of 1.5607 XOF. From a start-to-finish perspective, comparing the January average rate of 88.3004 to the December average rate of 88.1400, the exchange rate registered a net change of -0.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 89.3513 was up 0.20% compared to the 2018 peak of 89.1774, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 446,757 XOF
2018 Average 442,113 XOF
Yearly Trough Low 438,953 XOF
Transaction Impact: A difference of 7,803.34 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

88.8146
88.0787
JanuMarcMayJulySeptNove

HRK to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 88.3951, compared to 88.4159 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0208 points.

H1 Avg (Jan–Jun) 88.3951
H2 Avg (Jul–Dec) 88.4159

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 1.5607 XOF (High: 89.3513 / Low: 87.7907). On the other end, December was the most stable month, with a tight range of 0.2081 XOF (High: 88.1984 / Low: 87.9904).

August Spread (Volatile) ±1.5607
December Spread (Stable) ±0.2081

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3463 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3463

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 88.6508) against the same month in 2018 (average: 88.3106), the exchange rate shifted by +0.3401 (+0.39%).

2019 Avg (August) 88.6508
2018 Avg (August) 88.3106

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 88.5578 88.0978 88.3004
February 88.6744 88.2762 88.4645
March 88.5280 88.1712 88.3694
April 88.5273 88.0365 88.2666
May 88.7706 88.1595 88.4263
June 88.8784 88.1595 88.5435
July 88.9846 88.5854 88.7533
August 89.3513 87.7907 88.6508
September 89.3343 87.8118 88.5587
October 88.4774 87.8891 88.2124
November 88.3187 87.9921 88.1804
December 88.1984 87.9904 88.1400