YEARLY HIGH
88.1435 XOF
YEARLY LOW
86.2799 XOF
YEARLY AVERAGE
87.0571 XOF

2022 HRK to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 15, valuing the pair at 88.1435. Conversely, the yearly low was recorded on September 10, dropping to 86.2799.

This high-to-low spread represents a total annual volatility of 1.8636 XOF. From a start-to-finish perspective, comparing the January average rate of 87.1757 to the December average rate of 86.8850, the exchange rate registered a net change of -0.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 88.1435 was up 0.45% compared to the 2021 peak of 87.7471, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 440,718 XOF
2021 Average 435,621 XOF
Yearly Trough Low 431,400 XOF
Transaction Impact: A difference of 9,318.11 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

87.4127
86.6085
JanuMarcMayJulySeptNove

HRK to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.9881, compared to 87.1261 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1380 points.

H1 Avg (Jan–Jun) 86.9881
H2 Avg (Jul–Dec) 87.1261

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 1.3578 XOF (High: 87.6378 / Low: 86.2799). On the other end, October was the most stable month, with a tight range of 0.1846 XOF (High: 87.1985 / Low: 87.0139).

September Spread (Volatile) ±1.3578
October Spread (Stable) ±0.1846

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3943 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3943

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 87.3457) against the same month in 2021 (average: 87.5029), the exchange rate shifted by -0.1572 (-0.18%).

2022 Avg (August) 87.3457
2021 Avg (August) 87.5029

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 87.4181 87.0562 87.1757
February 87.4483 86.6311 87.0699
March 87.1946 86.5207 86.6756
April 87.1502 86.4417 86.8013
May 87.3634 86.6817 87.0314
June 87.4255 86.9281 87.1745
July 87.4186 87.0542 87.2401
August 88.1435 87.1940 87.3457
September 87.6378 86.2799 87.1859
October 87.1985 87.0139 87.1141
November 87.2745 86.7490 86.9856
December 87.0663 86.6077 86.8850