2025 HRK to XOF Historical Review

YEARLY HIGH

87.2330 XOF

YEARLY LOW

86.5653 XOF

YEARLY AVERAGE

87.0472 XOF

2025 HRK to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 18, valuing the pair at 87.2330. Conversely, the yearly low was recorded on March 21, dropping to 86.5653.

This high-to-low spread represents a total annual volatility of 0.6676 XOF. From a start-to-finish perspective, comparing the January average rate of 87.0432 to the December average rate of 87.0607, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 87.2330 was down 0.27% compared to the 2024 peak of 87.4723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 436,165 XOF

2024 Average 435,197 XOF

Yearly Trough Low 432,827 XOF

Transaction Impact: A difference of 3,338.17 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

87.0682

86.9780

JanuMarcMayJulySeptNove

HRK to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 87.0421, compared to 87.0524 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0103 points.

H1 Avg (Jan–Jun) 87.0421

H2 Avg (Jul–Dec) 87.0524

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.5150 XOF (High: 87.0804 / Low: 86.5653). On the other end, September was the most stable month, with a tight range of 0.0476 XOF (High: 87.0765 / Low: 87.0289).

March Spread (Volatile) ±0.5150

September Spread (Stable) ±0.0476

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0718 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0718

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 87.0554) against the same month in 2024 (average: 87.0446), the exchange rate shifted by +0.0109 (+0.01%).

2025 Avg (April) 87.0554

2024 Avg (April) 87.0446

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	87.1296	86.8007	87.0432
February	87.0769	87.0210	87.0573
March	87.0804	86.5653	86.9855
April	87.2330	86.7436	87.0554
May	87.0871	87.0211	87.0606
June	87.0788	86.9653	87.0505
July	87.0756	86.9912	87.0543
August	87.0758	87.0010	87.0538
September	87.0765	87.0289	87.0606
October	87.1013	86.5896	87.0430
November	87.0752	86.6310	87.0417
December	87.1598	87.0343	87.0607