YEARLY HIGH
87.5024 XOF
YEARLY LOW
84.7826 XOF
YEARLY AVERAGE
86.2566 XOF

2015 HRK to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 7, valuing the pair at 87.5024. Conversely, the yearly low was recorded on January 26, dropping to 84.7826.

This high-to-low spread represents a total annual volatility of 2.7198 XOF. From a start-to-finish perspective, comparing the January average rate of 85.3192 to the December average rate of 86.0932, the exchange rate registered a net change of 0.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 87.5024 was up 0.74% compared to the 2014 peak of 86.8614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 437,512 XOF
2014 Average 429,941 XOF
Yearly Trough Low 423,913 XOF
Transaction Impact: A difference of 13,598.98 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

87.0589
84.9712
JanuMarcMayJulySeptNove

HRK to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.0438, compared to 86.4693 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4255 points.

H1 Avg (Jan–Jun) 86.0438
H2 Avg (Jul–Dec) 86.4693

Volatility Range Comparison

Volatility

The most volatile month in 2015 was September, with a trading range of 1.5517 XOF (High: 87.3710 / Low: 85.8193). On the other end, July was the most stable month, with a tight range of 0.5642 XOF (High: 86.8284 / Low: 86.2643).

September Spread (Volatile) ±1.5517
July Spread (Stable) ±0.5642

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.4018 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 86.4950) against the same month in 2014 (average: 85.5561), the exchange rate shifted by +0.9389 (+1.10%).

2015 Avg (November) 86.4950
2014 Avg (November) 85.5561

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 85.6497 84.7826 85.3192
February 85.4473 84.8549 85.1451
March 86.3118 85.3528 85.8631
April 86.8319 85.8972 86.4075
May 87.4745 86.4672 86.8218
June 87.2325 86.4022 86.7061
July 86.8284 86.2643 86.4994
August 87.3005 86.3867 86.8849
September 87.3710 85.8193 86.5925
October 86.6111 85.7698 86.2511
November 87.5024 85.9593 86.4950
December 86.4077 85.8207 86.0932