2012 HTG to ILS Historical Review

YEARLY HIGH

0.0973 ILS

YEARLY LOW

0.0883 ILS

YEARLY AVERAGE

0.0924 ILS

2012 HTG to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 26, valuing the pair at 0.0973. Conversely, the yearly low was recorded on December 31, dropping to 0.0883.

This high-to-low spread represents a total annual volatility of 0.0090 ILS. From a start-to-finish perspective, comparing the January average rate of 0.0941 to the December average rate of 0.0896, the exchange rate registered a net change of -4.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0973 was up 2.81% compared to the 2011 peak of 0.0947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 487 ILS

2011 Average 441 ILS

Yearly Trough Low 442 ILS

Transaction Impact: A difference of 44.97 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0960

0.0891

JanuMarcMayJulySeptNove

HTG to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0920, compared to 0.0929 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0920

H2 Avg (Jul–Dec) 0.0929

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0047 ILS (High: 0.0973 / Low: 0.0926). On the other end, February was the most stable month, with a tight range of 0.0013 ILS (High: 0.0931 / Low: 0.0918).

July Spread (Volatile) ±0.0047

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0029 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0947) against the same month in 2011 (average: 0.0842), the exchange rate shifted by +0.0105 (+12.48%).

2012 Avg (July) 0.0947

2011 Avg (July) 0.0842

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0955	0.0920	0.0941
February	0.0931	0.0918	0.0923
March	0.0930	0.0901	0.0914
April	0.0918	0.0894	0.0906
May	0.0923	0.0896	0.0910
June	0.0937	0.0913	0.0924
July	0.0973	0.0926	0.0947
August	0.0964	0.0938	0.0954
September	0.0960	0.0923	0.0937
October	0.0927	0.0901	0.0914
November	0.0941	0.0906	0.0925
December	0.0909	0.0883	0.0896