2021 HTG to ILS Historical Review

YEARLY HIGH

0.0458 ILS

YEARLY LOW

0.0307 ILS

YEARLY AVERAGE

0.0366 ILS

2021 HTG to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.0458. Conversely, the yearly low was recorded on December 16, dropping to 0.0307.

This high-to-low spread represents a total annual volatility of 0.0152 ILS. From a start-to-finish perspective, comparing the January average rate of 0.0443 to the December average rate of 0.0311, the exchange rate registered a net change of -29.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0458 was down 15.75% compared to the 2020 peak of 0.0544, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 229 ILS

2020 Average 190 ILS

Yearly Trough Low 153 ILS

Transaction Impact: A difference of 75.76 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0457

0.0298

JanuMarcMayJulySeptNove

HTG to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0406, compared to 0.0326 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.0406

H2 Avg (Jul–Dec) 0.0326

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0038 ILS (High: 0.0418 / Low: 0.0379). On the other end, November was the most stable month, with a tight range of 0.0013 ILS (High: 0.0322 / Low: 0.0310).

April Spread (Volatile) ±0.0038

November Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0030 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.0444) against the same month in 2020 (average: 0.0352), the exchange rate shifted by +0.0092 (+26.10%).

2021 Avg (February) 0.0444

2020 Avg (February) 0.0352

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0456	0.0429	0.0443
February	0.0458	0.0430	0.0444
March	0.0443	0.0415	0.0424
April	0.0418	0.0379	0.0399
May	0.0384	0.0354	0.0370
June	0.0365	0.0346	0.0353
July	0.0360	0.0336	0.0346
August	0.0345	0.0325	0.0332
September	0.0334	0.0320	0.0327
October	0.0330	0.0313	0.0323
November	0.0322	0.0310	0.0316
December	0.0321	0.0307	0.0311