2013 HTG to ILS Historical Review

YEARLY HIGH

0.0907 ILS

YEARLY LOW

0.0795 ILS

YEARLY AVERAGE

0.0849 ILS

2013 HTG to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.0907. Conversely, the yearly low was recorded on December 31, dropping to 0.0795.

This high-to-low spread represents a total annual volatility of 0.0112 ILS. From a start-to-finish perspective, comparing the January average rate of 0.0887 to the December average rate of 0.0865, the exchange rate registered a net change of -2.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0907 was down 6.83% compared to the 2012 peak of 0.0973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 453 ILS

2012 Average 462 ILS

Yearly Trough Low 397 ILS

Transaction Impact: A difference of 55.95 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0894

0.0815

JanuMarcMayJulySeptNove

HTG to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0863, compared to 0.0835 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.0863

H2 Avg (Jul–Dec) 0.0835

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0112 ILS (High: 0.0907 / Low: 0.0795). On the other end, April was the most stable month, with a tight range of 0.0011 ILS (High: 0.0857 / Low: 0.0846).

December Spread (Volatile) ±0.0112

April Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0021 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0865) against the same month in 2012 (average: 0.0896), the exchange rate shifted by -0.0031 (-3.50%).

2013 Avg (December) 0.0865

2012 Avg (December) 0.0896

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0898	0.0877	0.0887
February	0.0877	0.0863	0.0868
March	0.0879	0.0849	0.0866
April	0.0857	0.0846	0.0852
May	0.0871	0.0834	0.0854
June	0.0871	0.0834	0.0852
July	0.0855	0.0819	0.0832
August	0.0845	0.0808	0.0823
September	0.0842	0.0807	0.0824
October	0.0833	0.0810	0.0822
November	0.0899	0.0813	0.0841
December	0.0907	0.0795	0.0865