2015 HTG to ILS Historical Review

YEARLY HIGH

0.0865 ILS

YEARLY LOW

0.0666 ILS

YEARLY AVERAGE

0.0770 ILS

2015 HTG to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 0.0865. Conversely, the yearly low was recorded on July 31, dropping to 0.0666.

This high-to-low spread represents a total annual volatility of 0.0199 ILS. From a start-to-finish perspective, comparing the January average rate of 0.0848 to the December average rate of 0.0686, the exchange rate registered a net change of -19.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0865 was down 4.58% compared to the 2014 peak of 0.0906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 432 ILS

2014 Average 402 ILS

Yearly Trough Low 333 ILS

Transaction Impact: A difference of 99.31 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0869

0.0669

JanuMarcMayJulySeptNove

HTG to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0828, compared to 0.0711 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0117 points.

H1 Avg (Jan–Jun) 0.0828

H2 Avg (Jul–Dec) 0.0711

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0085 ILS (High: 0.0751 / Low: 0.0666). On the other end, December was the most stable month, with a tight range of 0.0012 ILS (High: 0.0693 / Low: 0.0682).

August Spread (Volatile) ±0.0085

December Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0106 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0852) against the same month in 2014 (average: 0.0786), the exchange rate shifted by +0.0066 (+8.34%).

2015 Avg (March) 0.0852

2014 Avg (March) 0.0786

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0863	0.0838	0.0848
February	0.0852	0.0825	0.0836
March	0.0865	0.0829	0.0852
April	0.0840	0.0811	0.0829
May	0.0821	0.0797	0.0810
June	0.0810	0.0774	0.0796
July	0.0727	0.0666	0.0690
August	0.0751	0.0666	0.0718
September	0.0747	0.0729	0.0739
October	0.0743	0.0712	0.0723
November	0.0723	0.0697	0.0711
December	0.0693	0.0682	0.0686