2020 HTG to ILS Historical Review

YEARLY HIGH

0.0544 ILS

YEARLY LOW

0.0298 ILS

YEARLY AVERAGE

0.0380 ILS

2020 HTG to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 0.0544. Conversely, the yearly low was recorded on September 5, dropping to 0.0298.

This high-to-low spread represents a total annual volatility of 0.0246 ILS. From a start-to-finish perspective, comparing the January average rate of 0.0352 to the December average rate of 0.0465, the exchange rate registered a net change of 31.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0544 was up 12.19% compared to the 2019 peak of 0.0485, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 272 ILS

2019 Average 199 ILS

Yearly Trough Low 149 ILS

Transaction Impact: A difference of 122.99 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0558

0.0280

JanuMarcMayJulySeptNove

HTG to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0351, compared to 0.0409 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0058 points.

H1 Avg (Jan–Jun) 0.0351

H2 Avg (Jul–Dec) 0.0409

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0059 ILS (High: 0.0501 / Low: 0.0442). On the other end, August was the most stable month, with a tight range of 0.0009 ILS (High: 0.0308 / Low: 0.0299).

December Spread (Volatile) ±0.0059

August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0059 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0535) against the same month in 2019 (average: 0.0366), the exchange rate shifted by +0.0169 (+46.11%).

2020 Avg (October) 0.0535

2019 Avg (October) 0.0366

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0365	0.0347	0.0352
February	0.0395	0.0339	0.0352
March	0.0404	0.0367	0.0381
April	0.0383	0.0356	0.0370
May	0.0335	0.0324	0.0331
June	0.0326	0.0313	0.0320
July	0.0316	0.0305	0.0311
August	0.0308	0.0299	0.0304
September	0.0330	0.0298	0.0317
October	0.0544	0.0509	0.0535
November	0.0540	0.0499	0.0523
December	0.0501	0.0442	0.0465