2013 HTG to NAD Historical Review

YEARLY HIGH

0.2682 NAD

YEARLY LOW

0.2009 NAD

YEARLY AVERAGE

0.2268 NAD

2013 HTG to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 0.2682. Conversely, the yearly low was recorded on January 2, dropping to 0.2009.

This high-to-low spread represents a total annual volatility of 0.0672 NAD. From a start-to-finish perspective, comparing the January average rate of 0.2081 to the December average rate of 0.2560, the exchange rate registered a net change of 23.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2682 was up 26.44% compared to the 2012 peak of 0.2121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,341 NAD

2012 Average 984 NAD

Yearly Trough Low 1,005 NAD

Transaction Impact: A difference of 336.23 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2608

0.2033

JanuMarcMayJulySeptNove

HTG to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2169, compared to 0.2367 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0197 points.

H1 Avg (Jan–Jun) 0.2169

H2 Avg (Jul–Dec) 0.2367

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0306 NAD (High: 0.2682 / Low: 0.2376). On the other end, February was the most stable month, with a tight range of 0.0040 NAD (High: 0.2107 / Low: 0.2068).

December Spread (Volatile) ±0.0306

February Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0061 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.2560) against the same month in 2012 (average: 0.2048), the exchange rate shifted by +0.0513 (+25.03%).

2013 Avg (December) 0.2560

2012 Avg (December) 0.2048

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2140	0.2009	0.2081
February	0.2107	0.2068	0.2089
March	0.2191	0.2123	0.2160
April	0.2178	0.2092	0.2143
May	0.2361	0.2104	0.2192
June	0.2408	0.2280	0.2351
July	0.2349	0.2239	0.2290
August	0.2401	0.2243	0.2317
September	0.2369	0.2251	0.2306
October	0.2335	0.2261	0.2301
November	0.2563	0.2327	0.2425
December	0.2682	0.2376	0.2560