2014 HTG to NAD Historical Review

YEARLY HIGH

0.2825 NAD

YEARLY LOW

0.2290 NAD

YEARLY AVERAGE

0.2440 NAD

2014 HTG to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 0.2825. Conversely, the yearly low was recorded on May 24, dropping to 0.2290.

This high-to-low spread represents a total annual volatility of 0.0535 NAD. From a start-to-finish perspective, comparing the January average rate of 0.2531 to the December average rate of 0.2472, the exchange rate registered a net change of -2.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2825 was up 5.36% compared to the 2013 peak of 0.2682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,413 NAD

2013 Average 1,135 NAD

Yearly Trough Low 1,145 NAD

Transaction Impact: A difference of 267.60 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2766

0.2273

JanuMarcMayJulySeptNove

HTG to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2454, compared to 0.2425 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.2454

H2 Avg (Jul–Dec) 0.2425

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0384 NAD (High: 0.2825 / Low: 0.2442). On the other end, April was the most stable month, with a tight range of 0.0050 NAD (High: 0.2386 / Low: 0.2336).

February Spread (Volatile) ±0.0384

April Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0297 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.2725) against the same month in 2013 (average: 0.2089), the exchange rate shifted by +0.0636 (+30.43%).

2014 Avg (February) 0.2725

2013 Avg (February) 0.2089

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2702	0.2406	0.2531
February	0.2825	0.2442	0.2725
March	0.2498	0.2369	0.2428
April	0.2386	0.2336	0.2362
May	0.2351	0.2290	0.2314
June	0.2391	0.2340	0.2364
July	0.2402	0.2344	0.2376
August	0.2395	0.2335	0.2374
September	0.2525	0.2382	0.2451
October	0.2527	0.2421	0.2472
November	0.2485	0.2359	0.2406
December	0.2512	0.2369	0.2472