2015 HTG to NAD Historical Review

YEARLY HIGH

0.2813 NAD

YEARLY LOW

0.2182 NAD

YEARLY AVERAGE

0.2515 NAD

2015 HTG to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 0.2813. Conversely, the yearly low was recorded on July 21, dropping to 0.2182.

This high-to-low spread represents a total annual volatility of 0.0631 NAD. From a start-to-finish perspective, comparing the January average rate of 0.2484 to the December average rate of 0.2666, the exchange rate registered a net change of 7.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2813 was down 0.45% compared to the 2014 peak of 0.2825, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,406 NAD

2014 Average 1,219 NAD

Yearly Trough Low 1,091 NAD

Transaction Impact: A difference of 315.58 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2706

0.2228

JanuMarcMayJulySeptNove

HTG to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2524, compared to 0.2506 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.2524

H2 Avg (Jul–Dec) 0.2506

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0300 NAD (High: 0.2537 / Low: 0.2237). On the other end, January was the most stable month, with a tight range of 0.0075 NAD (High: 0.2518 / Low: 0.2443).

August Spread (Volatile) ±0.0300

January Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0297 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.2666) against the same month in 2014 (average: 0.2472), the exchange rate shifted by +0.0194 (+7.85%).

2015 Avg (December) 0.2666

2014 Avg (December) 0.2472

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2518	0.2443	0.2484
February	0.2531	0.2435	0.2487
March	0.2672	0.2493	0.2572
April	0.2573	0.2483	0.2527
May	0.2550	0.2465	0.2508
June	0.2631	0.2492	0.2564
July	0.2366	0.2182	0.2268
August	0.2537	0.2237	0.2414
September	0.2661	0.2502	0.2579
October	0.2627	0.2432	0.2523
November	0.2651	0.2534	0.2588
December	0.2813	0.2559	0.2666