2022 HTG to NAD Historical Review

YEARLY HIGH

0.1621 NAD

YEARLY LOW

0.1156 NAD

YEARLY AVERAGE

0.1397 NAD

2022 HTG to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.1621. Conversely, the yearly low was recorded on December 25, dropping to 0.1156.

This high-to-low spread represents a total annual volatility of 0.0465 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1524 to the December average rate of 0.1191, the exchange rate registered a net change of -21.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1621 was down 24.75% compared to the 2021 peak of 0.2154, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 811 NAD

2021 Average 834 NAD

Yearly Trough Low 578 NAD

Transaction Impact: A difference of 232.63 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1558

0.1158

JanuMarcMayJulySeptNove

HTG to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1437, compared to 0.1358 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.1437

H2 Avg (Jul–Dec) 0.1358

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0220 NAD (High: 0.1428 / Low: 0.1207). On the other end, February was the most stable month, with a tight range of 0.0070 NAD (High: 0.1519 / Low: 0.1449).

November Spread (Volatile) ±0.0220

February Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0158 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0158

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.1524) against the same month in 2021 (average: 0.2068), the exchange rate shifted by -0.0543 (-26.28%).

2022 Avg (January) 0.1524

2021 Avg (January) 0.2068

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1621	0.1474	0.1524
February	0.1519	0.1449	0.1482
March	0.1515	0.1371	0.1424
April	0.1469	0.1329	0.1382
May	0.1469	0.1381	0.1428
June	0.1442	0.1336	0.1379
July	0.1486	0.1352	0.1387
August	0.1463	0.1265	0.1345
September	0.1520	0.1420	0.1474
October	0.1493	0.1390	0.1456
November	0.1428	0.1207	0.1297
December	0.1236	0.1156	0.1191