2021 HTG to NAD Historical Review

YEARLY HIGH

0.2154 NAD

YEARLY LOW

0.1454 NAD

YEARLY AVERAGE

0.1670 NAD

2021 HTG to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.2154. Conversely, the yearly low was recorded on June 6, dropping to 0.1454.

This high-to-low spread represents a total annual volatility of 0.0701 NAD. From a start-to-finish perspective, comparing the January average rate of 0.2068 to the December average rate of 0.1581, the exchange rate registered a net change of -23.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2154 was down 24.97% compared to the 2020 peak of 0.2871, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,077 NAD

2020 Average 908 NAD

Yearly Trough Low 727 NAD

Transaction Impact: A difference of 350.44 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2125

0.1440

JanuMarcMayJulySeptNove

HTG to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1807, compared to 0.1534 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0273 points.

H1 Avg (Jan–Jun) 0.1807

H2 Avg (Jul–Dec) 0.1534

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0220 NAD (High: 0.2064 / Low: 0.1844). On the other end, July was the most stable month, with a tight range of 0.0077 NAD (High: 0.1584 / Low: 0.1507).

March Spread (Volatile) ±0.0220

July Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0170 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2068) against the same month in 2020 (average: 0.1462), the exchange rate shifted by +0.0606 (+41.45%).

2021 Avg (January) 0.2068

2020 Avg (January) 0.1462

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2154	0.2007	0.2068
February	0.2095	0.1912	0.1999
March	0.2064	0.1844	0.1916
April	0.1845	0.1671	0.1763
May	0.1675	0.1505	0.1593
June	0.1569	0.1454	0.1503
July	0.1584	0.1507	0.1539
August	0.1588	0.1459	0.1511
September	0.1546	0.1465	0.1510
October	0.1543	0.1457	0.1497
November	0.1646	0.1465	0.1566
December	0.1634	0.1527	0.1581