2014 HTG to PEN Historical Review

YEARLY HIGH

0.0723 PEN

YEARLY LOW

0.0613 PEN

YEARLY AVERAGE

0.0638 PEN

2014 HTG to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0723. Conversely, the yearly low was recorded on May 31, dropping to 0.0613.

This high-to-low spread represents a total annual volatility of 0.0111 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0655 to the December average rate of 0.0637, the exchange rate registered a net change of -2.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0723 was up 0.32% compared to the 2013 peak of 0.0721, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 362 PEN

2013 Average 318 PEN

Yearly Trough Low 306 PEN

Transaction Impact: A difference of 55.35 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0706

0.0611

JanuMarcMayJulySeptNove

HTG to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0642, compared to 0.0634 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0642

H2 Avg (Jul–Dec) 0.0634

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0085 PEN (High: 0.0723 / Low: 0.0638). On the other end, July was the most stable month, with a tight range of 0.0009 PEN (High: 0.0624 / Low: 0.0616).

February Spread (Volatile) ±0.0085

July Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0064 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.0698) against the same month in 2013 (average: 0.0606), the exchange rate shifted by +0.0092 (+15.15%).

2014 Avg (February) 0.0698

2013 Avg (February) 0.0606

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0680	0.0640	0.0655
February	0.0723	0.0638	0.0698
March	0.0650	0.0616	0.0635
April	0.0632	0.0620	0.0625
May	0.0628	0.0613	0.0620
June	0.0626	0.0613	0.0619
July	0.0624	0.0616	0.0621
August	0.0637	0.0618	0.0627
September	0.0648	0.0635	0.0640
October	0.0653	0.0645	0.0648
November	0.0650	0.0627	0.0635
December	0.0642	0.0629	0.0637