2020 HTG to PEN Historical Review

YEARLY HIGH

0.0577 PEN

YEARLY LOW

0.0314 PEN

YEARLY AVERAGE

0.0389 PEN

2020 HTG to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 22, valuing the pair at 0.0577. Conversely, the yearly low was recorded on September 6, dropping to 0.0314.

This high-to-low spread represents a total annual volatility of 0.0263 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0339 to the December average rate of 0.0515, the exchange rate registered a net change of 52.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0577 was up 32.11% compared to the 2019 peak of 0.0437, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 288 PEN

2019 Average 186 PEN

Yearly Trough Low 157 PEN

Transaction Impact: A difference of 131.69 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0592

0.0293

JanuMarcMayJulySeptNove

HTG to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0342, compared to 0.0435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.0342

H2 Avg (Jul–Dec) 0.0435

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0056 PEN (High: 0.0391 / Low: 0.0335). On the other end, August was the most stable month, with a tight range of 0.0006 PEN (High: 0.0321 / Low: 0.0315).

February Spread (Volatile) ±0.0056

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0047 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0567) against the same month in 2019 (average: 0.0349), the exchange rate shifted by +0.0217 (+62.17%).

2020 Avg (October) 0.0567

2019 Avg (October) 0.0349

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0349	0.0335	0.0339
February	0.0391	0.0335	0.0348
March	0.0391	0.0359	0.0370
April	0.0363	0.0345	0.0353
May	0.0325	0.0314	0.0321
June	0.0326	0.0316	0.0321
July	0.0324	0.0315	0.0319
August	0.0321	0.0315	0.0318
September	0.0342	0.0314	0.0329
October	0.0577	0.0536	0.0567
November	0.0576	0.0545	0.0562
December	0.0550	0.0496	0.0515