2015 HTG to PEN Historical Review

YEARLY HIGH

0.0664 PEN

YEARLY LOW

0.0560 PEN

YEARLY AVERAGE

0.0629 PEN

2015 HTG to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 0.0664. Conversely, the yearly low was recorded on July 24, dropping to 0.0560.

This high-to-low spread represents a total annual volatility of 0.0104 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0645 to the December average rate of 0.0598, the exchange rate registered a net change of -7.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0664 was down 8.22% compared to the 2014 peak of 0.0723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 332 PEN

2014 Average 319 PEN

Yearly Trough Low 280 PEN

Transaction Impact: A difference of 51.90 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0669

0.0571

JanuMarcMayJulySeptNove

HTG to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0657, compared to 0.0601 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.0657

H2 Avg (Jul–Dec) 0.0601

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0068 PEN (High: 0.0631 / Low: 0.0563). On the other end, May was the most stable month, with a tight range of 0.0006 PEN (High: 0.0662 / Low: 0.0656).

August Spread (Volatile) ±0.0068

May Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0079 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0079

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0659) against the same month in 2014 (average: 0.0635), the exchange rate shifted by +0.0024 (+3.81%).

2015 Avg (March) 0.0659

2014 Avg (March) 0.0635

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0657	0.0640	0.0645
February	0.0663	0.0655	0.0660
March	0.0664	0.0648	0.0659
April	0.0660	0.0651	0.0656
May	0.0662	0.0656	0.0659
June	0.0662	0.0652	0.0659
July	0.0610	0.0560	0.0579
August	0.0631	0.0563	0.0606
September	0.0616	0.0599	0.0608
October	0.0610	0.0600	0.0606
November	0.0615	0.0606	0.0610
December	0.0603	0.0593	0.0598