2021 HTG to PEN Historical Review

YEARLY HIGH

0.0507 PEN

YEARLY LOW

0.0392 PEN

YEARLY AVERAGE

0.0436 PEN

2021 HTG to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 0.0507. Conversely, the yearly low was recorded on December 26, dropping to 0.0392.

This high-to-low spread represents a total annual volatility of 0.0115 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0497 to the December average rate of 0.0402, the exchange rate registered a net change of -19.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0507 was down 12.18% compared to the 2020 peak of 0.0577, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 253 PEN

2020 Average 194 PEN

Yearly Trough Low 196 PEN

Transaction Impact: A difference of 57.56 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0507

0.0392

JanuMarcMayJulySeptNove

HTG to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0461, compared to 0.0411 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.0461

H2 Avg (Jul–Dec) 0.0411

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0040 PEN (High: 0.0447 / Low: 0.0408). On the other end, November was the most stable month, with a tight range of 0.0010 PEN (High: 0.0412 / Low: 0.0402).

May Spread (Volatile) ±0.0040

November Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0025 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0497) against the same month in 2020 (average: 0.0339), the exchange rate shifted by +0.0159 (+46.86%).

2021 Avg (January) 0.0497

2020 Avg (January) 0.0339

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0507	0.0488	0.0497
February	0.0506	0.0480	0.0494
March	0.0491	0.0466	0.0474
April	0.0468	0.0437	0.0449
May	0.0447	0.0408	0.0427
June	0.0437	0.0414	0.0425
July	0.0429	0.0408	0.0417
August	0.0435	0.0409	0.0419
September	0.0429	0.0411	0.0418
October	0.0423	0.0392	0.0404
November	0.0412	0.0402	0.0407
December	0.0413	0.0392	0.0402