2025 HTG to PEN Historical Review

YEARLY HIGH

0.0290 PEN

YEARLY LOW

0.0254 PEN

YEARLY AVERAGE

0.0273 PEN

2025 HTG to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.0290. Conversely, the yearly low was recorded on November 9, dropping to 0.0254.

This high-to-low spread represents a total annual volatility of 0.0036 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0287 to the December average rate of 0.0257, the exchange rate registered a net change of -10.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0290 was down 1.57% compared to the 2024 peak of 0.0294, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 145 PEN

2024 Average 142 PEN

Yearly Trough Low 127 PEN

Transaction Impact: A difference of 18.13 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0290

0.0254

JanuMarcMayJulySeptNove

HTG to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0281, compared to 0.0264 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0281

H2 Avg (Jul–Dec) 0.0264

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0011 PEN (High: 0.0277 / Low: 0.0266). On the other end, May was the most stable month, with a tight range of 0.0004 PEN (High: 0.0282 / Low: 0.0278).

August Spread (Volatile) ±0.0011

May Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0006 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0287) against the same month in 2024 (average: 0.0283), the exchange rate shifted by +0.0004 (+1.26%).

2025 Avg (January) 0.0287

2024 Avg (January) 0.0283

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0290	0.0284	0.0287
February	0.0288	0.0279	0.0283
March	0.0284	0.0276	0.0279
April	0.0287	0.0280	0.0283
May	0.0282	0.0278	0.0280
June	0.0279	0.0270	0.0275
July	0.0274	0.0269	0.0271
August	0.0277	0.0266	0.0271
September	0.0270	0.0265	0.0267
October	0.0266	0.0258	0.0261
November	0.0259	0.0254	0.0258
December	0.0261	0.0255	0.0257