2014 HTG to RUB Historical Review

YEARLY HIGH

1.4723 RUB

YEARLY LOW

0.7476 RUB

YEARLY AVERAGE

0.8641 RUB

2014 HTG to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 1.4723. Conversely, the yearly low was recorded on June 24, dropping to 0.7476.

This high-to-low spread represents a total annual volatility of 0.7248 RUB. From a start-to-finish perspective, comparing the January average rate of 0.7857 to the December average rate of 1.2097, the exchange rate registered a net change of 53.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.4723 was up 72.48% compared to the 2013 peak of 0.8536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 7,362 RUB

2013 Average 3,747 RUB

Yearly Trough Low 3,738 RUB

Transaction Impact: A difference of 3,623.79 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.2545

0.7172

JanuMarcMayJulySeptNove

HTG to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8024, compared to 0.9259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1235 points.

H1 Avg (Jan–Jun) 0.8024

H2 Avg (Jul–Dec) 0.9259

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.3756 RUB (High: 1.4723 / Low: 1.0967). On the other end, April was the most stable month, with a tight range of 0.0202 RUB (High: 0.8104 / Low: 0.7902).

December Spread (Volatile) ±0.3756

April Spread (Stable) ±0.0202

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0574 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0574

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.2097) against the same month in 2013 (average: 0.8116), the exchange rate shifted by +0.3981 (+49.05%).

2014 Avg (December) 1.2097

2013 Avg (December) 0.8116

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8470	0.7518	0.7857
February	0.9191	0.8203	0.8749
March	0.8391	0.7940	0.8175
April	0.8104	0.7902	0.7988
May	0.7986	0.7582	0.7755
June	0.7776	0.7476	0.7619
July	0.7958	0.7579	0.7740
August	0.8263	0.7924	0.8055
September	0.8869	0.8214	0.8485
October	0.9542	0.8843	0.9115
November	1.0748	0.9522	1.0062
December	1.4723	1.0967	1.2097