2020 HTG to RUB Historical Review

YEARLY HIGH

1.2741 RUB

YEARLY LOW

0.6195 RUB

YEARLY AVERAGE

0.8063 RUB

2020 HTG to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 1.2741. Conversely, the yearly low was recorded on January 10, dropping to 0.6195.

This high-to-low spread represents a total annual volatility of 0.6546 RUB. From a start-to-finish perspective, comparing the January average rate of 0.6301 to the December average rate of 1.0589, the exchange rate registered a net change of 68.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2741 was up 42.21% compared to the 2019 peak of 0.8959, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 6,371 RUB

2019 Average 3,604 RUB

Yearly Trough Low 3,098 RUB

Transaction Impact: A difference of 3,272.91 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2818

0.5708

JanuMarcMayJulySeptNove

HTG to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6972, compared to 0.9154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2181 points.

H1 Avg (Jan–Jun) 0.6972

H2 Avg (Jul–Dec) 0.9154

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1504 RUB (High: 0.8540 / Low: 0.7036). On the other end, August was the most stable month, with a tight range of 0.0263 RUB (High: 0.6751 / Low: 0.6487).

March Spread (Volatile) ±0.1504

August Spread (Stable) ±0.0263

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1387 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1387

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1.1976) against the same month in 2019 (average: 0.6561), the exchange rate shifted by +0.5415 (+82.52%).

2020 Avg (November) 1.1976

2019 Avg (November) 0.6561

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6529	0.6195	0.6301
February	0.7552	0.6290	0.6586
March	0.8540	0.7036	0.7913
April	0.8281	0.7471	0.7774
May	0.7213	0.6583	0.6846
June	0.6540	0.6273	0.6413
July	0.6712	0.6411	0.6488
August	0.6751	0.6487	0.6599
September	0.7502	0.6581	0.7044
October	1.2626	1.1479	1.2226
November	1.2741	1.1475	1.1976
December	1.1482	1.0183	1.0589