2015 HTG to RUB Historical Review

YEARLY HIGH

1.4967 RUB

YEARLY LOW

1.0061 RUB

YEARLY AVERAGE

1.2084 RUB

2015 HTG to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 1.4967. Conversely, the yearly low was recorded on July 21, dropping to 1.0061.

This high-to-low spread represents a total annual volatility of 0.4906 RUB. From a start-to-finish perspective, comparing the January average rate of 1.3765 to the December average rate of 1.2408, the exchange rate registered a net change of -9.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.4967 was up 1.66% compared to the 2014 peak of 1.4723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 7,484 RUB

2014 Average 4,321 RUB

Yearly Trough Low 5,031 RUB

Transaction Impact: A difference of 2,452.83 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.4133

1.0102

JanuMarcMayJulySeptNove

HTG to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2262, compared to 1.1906 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0356 points.

H1 Avg (Jan–Jun) 1.2262

H2 Avg (Jul–Dec) 1.1906

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.2659 RUB (High: 1.3512 / Low: 1.0853). On the other end, November was the most stable month, with a tight range of 0.0699 RUB (High: 1.2325 / Low: 1.1626).

August Spread (Volatile) ±0.2659

November Spread (Stable) ±0.0699

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1657 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1657

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 1.3797) against the same month in 2014 (average: 0.8749), the exchange rate shifted by +0.5048 (+57.70%).

2015 Avg (February) 1.3797

2014 Avg (February) 0.8749

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4965	1.2623	1.3765
February	1.4967	1.3109	1.3797
March	1.3344	1.2090	1.2816
April	1.2132	1.0530	1.1159
May	1.0975	1.0267	1.0631
June	1.1764	1.1020	1.1403
July	1.0846	1.0061	1.0438
August	1.3512	1.0853	1.2252
September	1.3029	1.2261	1.2640
October	1.2433	1.1431	1.1790
November	1.2325	1.1626	1.1909
December	1.2921	1.1915	1.2408