2024 HTG to RUB Historical Review

YEARLY HIGH

0.8707 RUB

YEARLY LOW

0.6299 RUB

YEARLY AVERAGE

0.7034 RUB

2024 HTG to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.8707. Conversely, the yearly low was recorded on June 19, dropping to 0.6299.

This high-to-low spread represents a total annual volatility of 0.2408 RUB. From a start-to-finish perspective, comparing the January average rate of 0.6786 to the December average rate of 0.7934, the exchange rate registered a net change of 16.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.8707 was up 15.43% compared to the 2023 peak of 0.7543, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 4,353 RUB

2023 Average 3,045 RUB

Yearly Trough Low 3,149 RUB

Transaction Impact: A difference of 1,204.06 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.8067

0.6479

JanuMarcMayJulySeptNove

HTG to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6867, compared to 0.7202 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0335 points.

H1 Avg (Jan–Jun) 0.6867

H2 Avg (Jul–Dec) 0.7202

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.1326 RUB (High: 0.8623 / Low: 0.7297). On the other end, March was the most stable month, with a tight range of 0.0166 RUB (High: 0.7011 / Low: 0.6845).

November Spread (Volatile) ±0.1326

March Spread (Stable) ±0.0166

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0223 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.7934) against the same month in 2023 (average: 0.6887), the exchange rate shifted by +0.1048 (+15.21%).

2024 Avg (December) 0.7934

2023 Avg (December) 0.6887

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6983	0.6670	0.6786
February	0.7142	0.6871	0.6953
March	0.7011	0.6845	0.6932
April	0.7117	0.6939	0.7016
May	0.7054	0.6668	0.6869
June	0.6814	0.6299	0.6645
July	0.6723	0.6438	0.6611
August	0.6975	0.6436	0.6758
September	0.7152	0.6656	0.6924
October	0.7404	0.7156	0.7303
November	0.8623	0.7297	0.7681
December	0.8707	0.7541	0.7934