2012 HTG to SGD Historical Review

YEARLY HIGH

0.0322 SGD

YEARLY LOW

0.0288 SGD

YEARLY AVERAGE

0.0300 SGD

2012 HTG to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0322. Conversely, the yearly low was recorded on December 6, dropping to 0.0288.

This high-to-low spread represents a total annual volatility of 0.0034 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0316 to the December average rate of 0.0290, the exchange rate registered a net change of -8.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0322 was down 0.96% compared to the 2011 peak of 0.0325, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 161 SGD

2011 Average 155 SGD

Yearly Trough Low 144 SGD

Transaction Impact: A difference of 16.79 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0319

0.0287

JanuMarcMayJulySeptNove

HTG to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0306, compared to 0.0293 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0306

H2 Avg (Jul–Dec) 0.0293

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0013 SGD (High: 0.0322 / Low: 0.0309). On the other end, November was the most stable month, with a tight range of 0.0002 SGD (High: 0.0291 / Low: 0.0289).

January Spread (Volatile) ±0.0013

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0316) against the same month in 2011 (average: 0.0320), the exchange rate shifted by -0.0003 (-1.05%).

2012 Avg (January) 0.0316

2011 Avg (January) 0.0320

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0322	0.0309	0.0316
February	0.0313	0.0306	0.0310
March	0.0309	0.0303	0.0306
April	0.0307	0.0294	0.0302
May	0.0305	0.0294	0.0300
June	0.0307	0.0300	0.0304
July	0.0302	0.0296	0.0300
August	0.0299	0.0295	0.0297
September	0.0298	0.0290	0.0293
October	0.0293	0.0289	0.0290
November	0.0291	0.0289	0.0290
December	0.0291	0.0288	0.0290