2016 HTG to SGD Historical Review

YEARLY HIGH

0.0252 SGD

YEARLY LOW

0.0208 SGD

YEARLY AVERAGE

0.0219 SGD

2016 HTG to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HTG to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0252. Conversely, the yearly low was recorded on September 22, dropping to 0.0208.

This high-to-low spread represents a total annual volatility of 0.0044 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0247 to the December average rate of 0.0216, the exchange rate registered a net change of -12.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0252 was down 15.46% compared to the 2015 peak of 0.0298, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 126 SGD

2015 Average 136 SGD

Yearly Trough Low 104 SGD

Transaction Impact: A difference of 22.08 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0251

0.0206

JanuMarcMayJulySeptNove

HTG to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0226, compared to 0.0213 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0226

H2 Avg (Jul–Dec) 0.0213

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0013 SGD (High: 0.0252 / Low: 0.0239). On the other end, August was the most stable month, with a tight range of 0.0002 SGD (High: 0.0212 / Low: 0.0210).

January Spread (Volatile) ±0.0013

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0014 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0247) against the same month in 2015 (average: 0.0287), the exchange rate shifted by -0.0040 (-14.02%).

2016 Avg (January) 0.0247

2015 Avg (January) 0.0287

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0252	0.0239	0.0247
February	0.0240	0.0229	0.0233
March	0.0228	0.0217	0.0222
April	0.0219	0.0215	0.0217
May	0.0222	0.0216	0.0220
June	0.0221	0.0213	0.0216
July	0.0214	0.0211	0.0213
August	0.0212	0.0210	0.0210
September	0.0212	0.0208	0.0209
October	0.0216	0.0209	0.0213
November	0.0221	0.0214	0.0218
December	0.0218	0.0213	0.0216