2019 HTG to SGD Historical Review

YEARLY HIGH

0.0177 SGD

YEARLY LOW

0.0139 SGD

YEARLY AVERAGE

0.0152 SGD

2019 HTG to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HTG to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0177. Conversely, the yearly low was recorded on November 7, dropping to 0.0139.

This high-to-low spread represents a total annual volatility of 0.0038 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0174 to the December average rate of 0.0141, the exchange rate registered a net change of -18.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0177 was down 15.51% compared to the 2018 peak of 0.0210, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 89 SGD

2018 Average 100 SGD

Yearly Trough Low 70 SGD

Transaction Impact: A difference of 19.02 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0177

0.0137

JanuMarcMayJulySeptNove

HTG to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0161, compared to 0.0143 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0161

H2 Avg (Jul–Dec) 0.0143

Volatility Range Comparison

Volatility

The most volatile month in 2019 was February, with a trading range of 0.0010 SGD (High: 0.0174 / Low: 0.0163). On the other end, July was the most stable month, with a tight range of 0.0001 SGD (High: 0.0145 / Low: 0.0144).

February Spread (Volatile) ±0.0010

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0009 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0174) against the same month in 2018 (average: 0.0205), the exchange rate shifted by -0.0031 (-15.25%).

2019 Avg (January) 0.0174

2018 Avg (January) 0.0205

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0177	0.0171	0.0174
February	0.0174	0.0163	0.0166
March	0.0165	0.0161	0.0162
April	0.0162	0.0158	0.0160
May	0.0159	0.0151	0.0155
June	0.0152	0.0144	0.0147
July	0.0145	0.0144	0.0145
August	0.0148	0.0145	0.0146
September	0.0146	0.0143	0.0144
October	0.0145	0.0140	0.0143
November	0.0141	0.0139	0.0140
December	0.0142	0.0139	0.0141